Loan Types We Can Arrange
No two budgets look the same, which is why Quick Advance does not push a one-size-fits-all product. Each loan type carries its own repayment window, interest structure and maximum amount, and picking the right one makes repayment far less stressful. Below is a quick guide to the options we can arrange.
30 Day Loan
A classic payday-style loan: money in your account fast, settled in one payment when your next salary lands. Amounts run up to about R8 000, although the limit you are offered depends on your affordability and credit profile.
90 Day Loan
Spreading repayment over three months keeps each instalment smaller, which many clients find gentler on the budget than a single payday repayment. Because the term is short, lenders are also more comfortable approving applicants whose credit score is less than perfect.
Blacklisted Loans
Hard times do not wait for your credit profile to be cleared. A blacklisted loan is arranged as secured finance - you put a valuable item up as collateral - and our team makes sure the amount stays within what your budget can genuinely carry.
Personal Loans
Use the money for whatever matters to you: studies, a big purchase, an emergency expense or simply breathing room. Terms can be short or long, and the choice of how to spend the funds is entirely yours.
Long-Term Loans
For bigger goals - a wedding, a medical procedure, a major life move - a longer repayment period brings the monthly instalment down to a manageable level while still giving you access to a meaningful amount.
Consolidation Loans
Juggling several creditors every month is exhausting. A consolidation loan settles them all at once, leaving you with a single repayment and a single interest rate - which usually saves money and always saves admin.
Every lender in the Quick Advance network is registered with the National Credit Regulator, so whichever option suits you, the process stays safe and transparent. Not sure where to start? Simply apply online and let us guide you.