Long-Term Loans

Some goals are simply too big for a payday loan. Further studies, a dream wedding, a serious medical or dental procedure, major work on your car or home - these call for a larger sum and a repayment plan that will not crush your monthly budget. That is exactly what a long-term loan delivers.

Smaller Instalments, Bigger Possibilities

By stretching repayment over an extended period, a long-term loan turns an impossible lump sum into a series of affordable monthly payments. You get the financial firepower to act now - enrol in that course, book that venue, schedule that operation - while your budget absorbs the cost gradually.

Trustworthy Finance, Properly Regulated

Quick Advance has walked this road with many clients, each facing their own financial puzzle. Every lender on our panel is registered with the National Credit Regulator (NCR), which means loans are only granted after a genuine affordability assessment - we would rather adjust the amount than set you up to struggle.

Long-term finance is just one piece of the picture. Depending on your needs, a 30 day or 90 day loan, a blacklisted loan or a consolidation loan might serve you better - the full comparison lives on our types of loans page.

Is a Long-Term Loan Right for You?

Ask yourself two questions: is the expense significant enough to justify a multi-year commitment, and can your income comfortably carry the instalment alongside your existing obligations? If the answer to both is yes, you are a strong candidate.

Redirect your education, tick off that destination, or finally deal with the bill that has been keeping you up at night. Start your long-term loan application online - it only takes a few minutes.