Blacklisted Loans

A bad credit score closes a lot of doors in South Africa - but it should not close all of them. Quick Advance believes that people who have hit a rough patch still deserve access to fair, legal finance, which is why blacklisted loans form a core part of what we do.

How a Blacklisted Loan Works

Because a qualifying credit report is off the table, a blacklisted loan is structured as secured finance. You offer one or more items of value as collateral, and the loan is granted against that security. If the repayments set out in your contract are honoured, the arrangement runs its course and your valuables remain yours; fall behind, and you risk losing them - which is why we help you settle on an amount your budget can genuinely handle.

Everything is done in the open. The terms, the charges and the consequences are spelled out before you sign anything, and our team is always available to walk you through the contract line by line.

Life Does Not Pause for a Credit Score

School uniforms still need buying, cars still break down and family occasions still arrive - blacklisted or not. Whether you are covering an emergency or finally tackling something you have been putting off, a blacklisted loan can carry you through while you work on clearing your name on ITC.

In fact, many of our clients pair a loan with our ITC Clearance service, dealing with the immediate cash crunch and the underlying credit problem at the same time.

Compare this option against the other loan types we can arrange, or go straight ahead and apply online now. Our friendly team will handle the rest.